Medicare Part B
How much does Part B coverage cost?
The standard Part B premium amount in 2023 is $164.90. Most people pay the standard Part B premium amount every month.
If your modified adjusted gross income is above a certain amount (in 2023: $97,000 if you file individually or $194,000 if you’re married and file jointly), you may pay an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium. To determine if you’ll pay the IRMAA, Medicare uses the modified adjusted gross income reported on your IRS tax return from 2 years ago.
Visit Medicare.gov to learn more about IRMAA. Visit Medicare.gov later this fall for 2024 amounts
Note: You may also pay an extra amount for your Medicare drug coverage (Part D) premium if your modified adjusted gross income is above a certain amount. Go to page 82 of your Medicare & You Guide
Part B covers things like:
Clinical research
Ambulance services
Durable medical equipment (DME)
Mental health
Inpatient
Outpatient
Partial hospitalization
Getting a second opinion before surgery
Limited outpatient prescription drugs